When you are buying a car, there is more than just the loan to consider. You need to remember that there are also tax, title and license fees. So, you may be required to bring additional money to the table, depending on who you purchase the car from.

To either regain or establish auto credit car shoppers with problem credit may need to apply for a car loan with a higher-risk lender.

If you're searching for a car, you probably want to be as prepared as possible when you find the dealership that can approve you for an auto loan. For bad credit car buyers, one of those steps is having a list of references ready to present to your potential lender. When you are working with a dealership that specializes in alternative auto financing, they look at factors outside of your credit to determine your reliability as a borrower.

Simple interest auto loans are structured in a way that present the savvy consumer with a few opportunities to save money.

Anyone that experienced a Ch. 13 bankruptcy knows they can be difficult because they last a long time. What happens when you need a car in that time?

If you have good credit, and you’re considering cosigning cars for multiple people, we’ve got some things to think about before going through with it.

Finance managers have been known to present the product to problem credit buyers as protecting an auto loan which is actually a fairly accurate description. But the fact remains that credit-challenged borrowers, in particular, should have a basic understanding of how credit life insurance works.

Finding yourself paying for more than the vehicle is even worth? This can cause a lot of problems when you need to replace your car or simply need to improve your credit and vehicle's worth.

If you have negative equity, you can run into trouble getting approved for refinancing. Because a car is treated as collateral, most lenders won’t refinance a vehicle that’s upside down, as the risk of a loan default is much greater with negative equity.

The Fourth of July brings a select few things to mind—fireworks, family, friends, cookouts, and American independence. But consumers in search of a new set of wheels should remember that Independence Day is also a great time to car shop. Almost every automaker rolls out deals on new cars around the Fourth of July, and some of the rebates being offered are well worth checking out.