Refinancing an auto loan can be a good idea when interest rates have fallen, if your credit has significantly improved since taking out your loan, or when you need to save money each month, too. With interest rates slated to rise later in 2022, now could be a good time to take advantage of car loan refinancing.

The National Taxpayer Advocate recently issued their annual report to Congress, according to CNBC. The tone of the report is steeped in worry about the efficiency of the tax season, which opened on January 24. Specifically, the organization suggests the possibility that tax refunds could be delayed in 2022.

Finding a long-lasting, reliable used car that holds its value is important for bad credit borrowers. Especially as the prices of cars continue to climb.

When you need a used car, certified pre-owned vehicles are often considered the cream of the crop. But are they worth the extra cost over an as-is, non-certified car?

The Internal Revenue Service has announced the official start of the U.S. tax season, January 24th, 2022, as the date they begin accepting returns. However, when your tax refund will go out may depend on a few different factors. Here's what to expect if you're a car buyer looking to use your refund toward a down payment.

Deep subprime credit refers to someone in the lowest credit tier according to the FICO credit scoring model. We're exploring what it means when you have deep subprime credit, and if you can still get an auto loan with these scores.

No matter your credit score, you have to meet all the lender requirements if you hope to refinance your car. Though each lender has its own specifics, there are generally a few requirements you should expect when refinancing an existing auto loan.

Refinancing a car with bad credit isn't impossible, but it may pose a challenge for borrowers with lower credit scores. If you took out a subprime auto loan, chances are your interest rate may be on the high side. Refinancing can lower your interest rate and save you money.

Simply put, refinancing is replacing an auto loan contract with another on the same vehicle. This is typically done to save you money on your monthly payment.

According to recent reports, interest rates are expected to begin climbing next year. This may impact some borrowers' decisions to buy now, but is this rush to purchase necessary?