If you have been turned down for auto loans, it may be due to problems with your credit history. Having either damaged credit or little to no credit can make it difficult to get approved for financing. But you may be wondering why your credit rating is so important to lenders. If you have bad credit, why can't they just let the past be the past? And if you're struggling to build credit, why can't they give you a chance to get started?

What do you do if someone steals your identity? No one wants to consider this as a possibility, but if it does happen, you will need to act as quickly as possible. Identity theft may cost you time and money, and it can wreak serious havoc with your credit rating.

If you've have experienced events that have led to bad credit, you may be wondering just how long these events will remain documented on your credit report.

If someone is the victim of identity theft, the experience can ruin them financially. Also, there are several different forms that ID theft can take.

If you think about it, you may have a very good reason to buy a van. With plenty of minivans, full-size vans and city vans to choose from, there's a van for every need and lifestyle. New vans have all of the latest technology and fun bells and whistles, and older vans offer tons of character and personality. Find the van that's right for you.

When is a bargain car not really a bargain car? When there is no certainty that the vehicle you're purchasing will actually be reliable and problem-free. And while no used car purchase is completely risk free, buying from a dealer is a lot safer than getting a car from a private seller.

When you assume an auto loan, you take over the car payments of the original buyer and gain ownership of the vehicle. However, not every lender will allow auto loan assumption, and not every buyer will be approved to enter into an existing contract.

For the novice car buyer, purchasing a vehicle can be an intimidating process to undertake. What kind of car should you consider? Where should you look? What can you afford? If you get pre-approval for financing, this means that your loan is taken care of before you select a vehicle to purchase.

If you're planning to purchase a vehicle at the end of December, your best bet is to get your financing squared away right now. Think about it: Everyone is waiting until after the holiday, so lenders are slow. It's the calm before the storm.

You may have heard the term, Same Day Auto Loan before, but what does it mean? It can accurately describe two different loan scenarios, referring to simply a loan that is approved within 24 hours or a specialized loan for bad credit buyers. This distinction is important to realize as you are shopping around for the right loan to fit your situation.