If you file for a Chapter 7 bankruptcy, what will happen to your vehicle? Most Chapter 7 filers have to decide whether they want to keep their car or surrender it to the lender.
Continue ReadingIf you file for a Chapter 7 bankruptcy, what will happen to your vehicle? Most Chapter 7 filers have to decide whether they want to keep their car or surrender it to the lender.
Continue ReadingDifferent states calculate vehicle registration fees in different ways. Some states will base your fee on how much your car weighs, while others charge a flat rate for all vehicles. And there are several states that take the value of your car into consideration to determine how much you will pay to register the vehicle. Flat fees and weight-based fees are not tax deductible, but if the amount that you pay is based on a Kelley Blue Book value, this fee may be a valid deduction on your federal tax return.
Continue ReadingChapter 13 is one of the two types of bankruptcy normally filed by consumers in the U.S. In a Chapter 13 bankruptcy, filers are usually able to keep their property. However, there are rules about vehicles and car payments.
Continue ReadingBoth renters and home owners with damaged credit can be approved for auto financing, but owning a home will give you an advantage.
Continue ReadingHaving no credit (or being a “credit ghost”) can be just as problematic has having bad credit. Luckily, there are actions you can take to help you build a good credit history.
Continue ReadingIt's a wonderful time of the year, and a potentially dangerous time of the year. Many people are spending more time on the road and engaged in festivities. Unfortunately, these are two things that often don't go very well together. Be proactive in making plans to keep yourself and your loved ones safe on the roads this season.
Continue ReadingIt may seem that financing your furniture is a good, reasonable way to build credit. Unfortunately, the credit bureaus may not see it that way. Get the facts before doing unnecessary damage to your credit score.
Continue ReadingDue to a recent VW campaign, more people are talking positively about diesel engines. As diesel technology improves, is it possible that more buyers will choose this alternative to gasoline-powered vehicles?
Continue ReadingLexus is introducing a new way of doing business to select dealerships. They have eliminated any opportunity for negotiation, and are going with absolutely set prices. Is this a better way to buy a car?
Continue ReadingManaging an auto loan is a great way to repair and rebuild damaged credit, while meeting a need for reliable transportation. With timely repayment, your credit situation can improve enough so that refinancing is an option. Refinancing is when you apply for a new loan, typically with lower interest rates. The question isn't if you should refinance, but when.
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