Only a lender can tell you if you qualify for an auto loan. In addition, filling out an application to pre-qualify usually results in a hard inquiry.
Odd as it may sound, Auto Credit Express is similar to Rudolph the Red-Nosed Reindeer because we guide those with bad credit towards auto loan approval.
When you need auto financing but have damaged credit, chances are that you’re looking to find something affordable. And, in these cases, you may be considering an older vehicle in order to keep your payments low.
Comfortably affording your car is very possible if you account for these factors that have an effect on your auto loan.
When you are searching for a car when you have severely damaged credit, it can be extremely difficult to find a dealer who can help you on your own.
If you have no credit history, or even a very thin one, it can be next to impossible to secure an auto loan. Thankfully, there are no credit auto loan programs you can pursue.
If you’re planning to purchase a vehicle at the end of December, your best bet is to get your financing squared away right now. Think about it: Everyone is waiting until after the holiday, so lenders are slow. It’s the calm before the storm.