A recent survey revealed that 7 out of 10 U.S. consumers who have taken out an auto loan aren't aware of the total amount of interest they paid on it. That needs to end.

If you have poor credit scores you could be the target of yo-yo financing. Find out how to protect yourself.

Let's face it: being turned away for a loan is disappointing, especially when you really need it. And if you need a car, chances are it is an urgent situation and probably needs to be taken care of fast.

The key to a successful bad credit car loan also means focusing on the basics. In this case, it means wading through the different types of offers that appear in internet search results in order to find the right kind of opportunity that will allow you to reestablish your car credit.

Confused about what exactly rent to own car programs are? At their core, rent to own car programs are just another form of auto loan, although they are generally easier to qualify for since most dealers don't run a credit check on renters.

Credit-challenged buyers usually can't buy a vehicle from a private party because subprime lenders only loan indirectly through dealerships. Auto Credit Express is not a lender, so we can't tell borrowers what their interest rate will be – only the dealer will know that.

One of the biggest obstacles to getting approved if you have bad credit is finding a car dealer that specializes in car loans with bad credit.

The first thing borrowers should do before applying for a car loan is to check their credit reports (and correct any errors) and find out at least one of their credit scores. In addition, if they have poor credit and are self employed, they will need at least two years of professionally prepared tax returns showing after-expense proceeds from the business that meet the minimum requirements of subprime lenders.

Splitting payments can reduce the interest charges of a simple interest car loan, even for credit-challenged borrowers.

If you have damaged, credit, a certified pre-owned vehicle may be a good option for you to consider. While you will pay a little more than you would for a regular used car, the peace of mind that you will get from the purchase may be worth the higher price tag.