Buying a car is a basic need in today's times. If you're part of the general workforce or have a family, a car is a necessity. For car buyers who have gone through or are currently experiencing a bankruptcy, these needs are no different. However, your credit will be negatively affected. Many car dealerships will have difficulty getting you approved for a loan, if they can at all. With that said, there are some differences and there are options for you.

Your Chapter 13 bankruptcy is discharged once you’ve successfully completed the terms of your repayment plan. There’s not much difference between getting a car loan after bankruptcy than before you filed, except, of course, the type of lender you may need.

A dismissed bankruptcy filing is extremely damaging to a consumer's credit report. However, there may still be a way to get approved for a car loan.

Are you wondering if you can even get a car after you’ve gone bankrupt? The good news is that it’s possible, but you have to use the right kind of lender for the job. As someone who’s gone financially bankrupt, it can be difficult to know where to turn when you need to finance a vehicle.

A chapter 13 bankruptcy isn't for everyone. Here we look at the process involved in it and what repaying your debts this way means for you.

Here at Auto Credit Express, we specialize in helping credit-challenged people find a dealer to work with them, even those who've been through a bankruptcy. When it comes to filing for bankruptcy, timing is of the essence. We aren’t lawyers and we don’t offer legal advice, but we can offer some insight and tips.

After going through a bankruptcy, you may be wondering if buying a new car will ever be possible. The good news is that bad credit isn't forever, and full recovery from either a Chapter 7 or a Chapter 13 bankruptcy is entirely common.

Going through a bankruptcy can be a stressful experience. And it can get even more taxing if you need to finance a car. We explain why it is easier to get approved for an auto loan in a Chapter 7 bankruptcy if you wait until it has been discharged.

If you have a car when you file for Chapter 7 bankruptcy, you could find yourself with a big decision to make. In many cases, a bankruptcy filer can choose to either keep the vehicle or surrender it to the lender.

If a lender sells a repossessed or surrendered car at auction, the selling price may not cover the entire loan balance. If it doesn’t, the amount left over is called a car loan deficiency.