Michael Smith

Contributing Writer

Contributing Writer: Michael Smith Michael Smith is a contributing writer for Auto Credit Express and several other auto financing related blogs.

Articles Posted By Michael

Will My Bad Credit Always Haunt Me? Will My Bad Credit Always Haunt Me?

For years, I was plagued by my poor credit history. I thought I would never be able to fix it or get approved for a car loan. But once I took control of my situation, I was able to rid myself of the negative financial marks that had been holding me back. I had to learn how to manage my accounts better, and get access to my credit reports so I could see what the lenders saw. I had to be patient, as the results weren't going to happen overnight. During this process, I took the time to learn more about how long different bad credit situations can affect someone.

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