There are more bad credit applicants in the market than there are loans available so now more than ever it's important that you locate the right dealer for your bad credit car loan

Stop spinning your wheels

At Auto Credit Express we hear about it every day. Applicants we send to dealers that get approved call to tell us that they wasted hours, sometimes days, in an increasingly frustrating attempt to get a free car loan quote and find a dealer that could get them financed. According to them, sometimes finding a poor credit car dealership that knows what they're doing is like looking for a needle in a haystack.

Tote the note we finance everyone dealers

“Buy here pay here” and “tote the note" dealers have helped lots of people buy a car that otherwise might not have been able to. Since these dealers fund the loans themselves, they don't require credit checks. But if you're looking to reestablish your car credit, this route is usually a waste of time. The reason: these dealers don't always report to the credit bureaus.

At Auto Credit Express we know how to help

When you apply for a bad credit auto loan using our secure loan application form at, we review it and forward it to the closest affiliated dealer across the U.S. These dealers specialize in auto loans for bad credit. Our web site also features car loan calculators and a resource page to answer any questions that you might have. For those harder to answer questions, we have knowledgeable customer service representatives available during business hours at the toll free number listed at the bottom of every web page.

So if you need a free car loan quote and you think your only option is a “buy here pay here” dealer, give us a shot first. Let us explain the benefits of getting financed through one of our dealers, and let us get you into a new or pre-owned car while rebuilding your credit at the same time.

If you're are serious about getting your car credit back on track, you can begin a new chapter in your life by filling out our bad credit car loan application now.