Author Archive: Amy F.
Figuring Out a Car Down Payment with an Online Calculator

If you’re curious about how much you should put down on your vehicle, there are calculators available online. There are approval amount calculators, monthly payment calculators and down payment calculators.

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How Leasing a Car and Lease-to-Own Car Programs are Different

Some dealers advertise lease-to-own programs, and these programs should not be confused with traditional car leasing.

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Cars for Families with Bad Credit in Charlotte, NC

Charlotte, NC is a car-dependent city. If you have bad credit and need to buy a family car in Charlotte, we have affordable options to suggest.

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Buying a Car with Bad Credit and a Part-Time Job

It is entirely possible to meet the income requirement for a bad credit auto loan with a part-time job, but not the combined total of what you might earn from two or more jobs.

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Bad Credit and Your Down Payment

If you walk into a car dealership with severely damaged credit (possibly a credit score of 480-580), it may be suggested that you provide a down payment that equals at least 20% of the vehicle’s price. Why?

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How Much Income Do I Need to Buy a Car?

If your credit is less than ideal, most lenders (those who will accept bad credit borrowers) will want to see no more than 50% of your income going towards debt every month, and this includes your potential car payment.

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How to Stay Safe on the Roads with Election Day Drivers

Regardless of whom they’re planning to vote for, 65% of likely voters are expected to drive to a polling place on Election Day. This is according to the most recent Hankook Tire Gauge Index.

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