Unless you live in Massachusetts, Hawaii or California, your credit rating can have affect what you pay for car insurance.
You’ve probably heard plenty of horror stories about how people have ruined themselves financially by building up mountains of credit card debt. However, millions of consumers use credit cards every day without ever running into trouble.
At any given time, a used car purchase is going to make sense for a significant portion of buyers. And right now, choosing a previously owned vehicle over a brand new one may be the best move for even more consumers.
If you’ve been struggling with a large amount of debt, you may have considered taking part in a debt management program (also called credit counseling).
Yes, your credit rating is important. However, it may be easier than you think to build and maintain the kind of credit you want to have.
You need to buy a car with an auto loan, and you know that you don’t have bad credit. In fact, you don’t really have a credit history at all. Will having no credit be a problem?
Having your car repossessed usually makes for a very bad experience. Most people rely on their vehicles to get them to work, school and countless other places. If your car has been repossessed, it’s important to know what your rights are and what actions you should take.