Auto insurance rates vary by state. Depending on where you live, you could be spending anywhere from $800 to over $2,500 annually on your auto insurance. Insure.com has determined the best states with lower premiums, as well as the worst, and compared their prices to the national average of $1,318. Where is your state on this list?

5 Best States for Auto Insurance

map of united statesMaine

  • Average cost: $864
  • Compared to national average: -$454 (-34%)
  • Change from 2016: +6%

Ohio

  • Average cost: $919
  • Compared to national average: -$399 (-30%)
  • Change from 2016: +2%

Idaho

  • Average cost: $942
  • Compared to national average: -$376 (-29%)
  • Change from 2016: +1%

Vermont

  • Average cost: $948
  • Compared to national average: -$370 (-28%)
  • Change from 2016: +1%

North Carolina

  • Average cost: $1,010
  • Compared to national average: -$308 (-23%)
  • Change from 2016: +2%

5 Worst States for Car Insurance

Michigan

  • Average cost: $2,394
  • Compared to national average: +$1,076 (+82%)
  • Change from 2016: -14%

Louisiana

  • Average cost: $1,921
  • Compared to national average: +$603 (+46%)
  • Change from 2016: +4%

Connecticut

  • Average cost: $1,897
  • Compared to national average: +$579 (+44%)
  • Change from 2016: +28%

Rhode Island

  • Average cost: $1,848
  • Compared to national average: +$579 (+44%)
  • Change from 2016: +13%

Florida

  • Average cost: $1,840
  • Compared to national average: +$522 (+40%)
  • Change from 2016: +10%

Bottom Line

Even if you do live in one of the best states for auto insurance, you could still be paying more depending on your circumstances. If you’re paying more for auto insurance because you have bad credit, or if you’re struggling with bad credit or a past bankruptcy, let Auto Credit Express get you back on the right track.

Here at Auto Credit Express, we specialize in connecting people in challenging credit situations with local dealers who have the lending resources available to help. We work with an extensive network of these special finance dealers who know that a successful auto loan is a great way to help consumers repair their credit. Get started with us today. Simply fill out our online auto loan request form.