Just as they sound, dealer-installed options are features on a car that are installed at a dealership. But they aren’t always needed, and typically come with a hefty price tag that inflates the negotiated sales price of a vehicle.

Negotiable Options

What Are Dealer-Installed Options?Also called dealer add-ons, dealer-installed options are items that are added to a car at the dealership, before it hits the lot. These don’t have to be approved by the automaker, and typically aren’t covered under any manufacturer warranties, although dealers do add manufacturer labeled or approved items which might be covered, so be sure and ask the dealer about this.

The pricing on these options varies from dealer to dealer, and must be listed on a separate window sticker, called an addendum label, separate from the manufacturer sticker. This label tells buyers the price of all the dealer-installed options, and shows the total asking price of the vehicle – which is the MSRP plus the additional item costs.

Some dealer-installed options, such as paint protection, rust-proofing, and interior fabric stain-proofing can’t be removed. But, you should be aware that these things are usually added at dealerships and be prepared to negotiate over how much they’re charging for these extra options. Other options commonly installed by dealers include window tint, wheel locks, anti-theft systems, remote starters, or nitrogen-filled tires. You can also refuse to pay for these items, and ask to see another car of the same make and model without the dealer add-ons.

Non-Removable Options

When you’re shopping for a new car, don’t get dealer-installed options confused with factory- or port-installed (a manufacturer option installed after a vehicle arrives in the US) options. These options are often part of packages or trim levels, and can’t be removed or negotiated individually. So, it won’t do you any good to insist you’re not paying for them.

The easiest way to tell if an accessory is a factory- or port-installed option is if it’s listed on the manufacturer window sticker. If it’s on the Monroney label, you’re stuck with it if you intend to buy the model you’re looking at.

Choose the Dealership Option that’s Right for You

Whether you’re a factory standards purist, or an aftermarket add-on lover, you’ll still need to find the right dealership to work with if you’re struggling with poor credit. Not all dealers have lenders that can help people get auto financing coupled with credit challenges.

Here at Auto Credit Express, we work with a coast-to-coast network of special finance dealers that have just the ticket for your credit situation. All you have to do is fill out our simple auto loan request form online and we’ll get to work connecting you with a dealer in your area.