Auto Credit Express Videos

Bad Credit Auto Loan Terminology - Forced Placed Insurance - 0:36
Forced Placed Insurance - If a lender discovers that there is no insurance covering your automobile, it will take out a special policy to cover it's loan.

Bad Credit Auto Loan Terminology - Loan to Value - 0:38
Loan to Value - As it pertains to automotive financing, loan to value is the amount financed relative to the published book value of the vehicle.

Trade-Ins and Bad Credit Auto Loans - 2:09
Using a trade in as a down payment for a bad credit auto loan will only work if it meets certain rules.

Bad Credit Auto Loan Terminology - Credit Report - 1:08
Your credit report is a historical document that may include payment habits, number of past and present credit or loan accounts, balance of those accounts, place and length of employment.

Bad Credit Auto Loan Terminology - Credit Bureau - 0:35
A credit bureau is an agency that compiles and maintains credit and other personal information about consumers.

Auto Credit Terminology - Bankruptcy - 0:53
A bankruptcy is a proceeding in a federal court in which an insolvent debtor's assets are liquidated and the debtor is relieved of further liability.

Internet Car Shopping and Bad Credit Auto Loans - 1:39
The internet has changed the way most consumers approach the car buying process.

Marriage and Bad Credit Auto Loans - 1:59
If either you or your spouse plans on applying for a subprime auto loan, you should be aware of how your marital status might affect your credit application.

Money Saving Tips for Car Insurance - 1:59
One way you can save money on auto insurance when financing with a high risk loan, is by choosing a compact or midsize car.

Explaining Buy Here Pay Here - Applying for a Bad Credit Auto Loan - 1:53
If you have bad credit and are not sure what is the difference between a buy here pay here dealer and a bad credit car loan, here's the explanation.

Auto Loans with Disability or Social Security Income - 1:53
Even if you have good credit, it can be difficult getting approved for a car loan if all or just some of your income comes from disability or Social Security payments.

Back-End Finance and Insurance Products - 2:03
Car buyers with poor credit can sometimes make poor choices when it comes to making decisions in the finance office.

Bad Credit Car Sales Dealers - 2:12
While hundreds of dealerships advertise that they offer bad credit car sales, a good many of them turn out to be "Buy Here Pay Here" dealers.

Downsides of "No Credit Check" Auto Loans - 1:43
Many car shoppers with bad credit believe their only chance for a car loan is through a "No Credit Check Auto Loan".

Down Payments for a Bad Credit Auto Loan - 1:34
wn payments are especially important when you're looking to finance with a bad credit auto loan.

Bad Credit Auto Loans when Self Employed - 1:56
If you are both credit-challenged and self employed, you need to consider how underreporting your income would affect qualifying for a loan.

Applying Online for Bad Credit Car Loans - 1:19
If you're credit-challenged, where and how you apply can often mean the difference between an approval or a denial of your auto loan application.

Auto Loans that Rebuild Credit - 1:41
You may be wondering why you should apply for a car loan from a subprime lender.

Total Monthly Expenses for Car Ownership - 1:28
As with any car loan, you need to budget for more than just your monthly car payment.

Sign and Drive Auto Loans - 1:50
Although it is a form of auto finance, "sign and drive" refers to a lease program. Unfortunately, most, if not all, bad credit auto loans are for buying, not leasing.

Dealing with Negative Equity - 1:56
It can be difficult trading in a vehicle if you have poor credit and you're financing the next one with a bad credit auto loan. Equity is the difference between a vehicle's value and what is owed on it.

The Credit Scores Needed for Approval - 2:09
If you are a credit-challenged applicant, then you should know what your credit scores are when applying for a bad credit auto loan. This will help you to know and understand which type of car loan you may need.

Budget Basics - Debt to Income and Payment to Income Ratios - 2:10
By understanding the way lenders compute your DTI and PTI, you can determine if you meet the basic requirements for bad credit auto loans before you apply.

Credit Repair the Wrong Way - 2:13
A question we often hear from customers is if we know of any quick credit repair programs. Unfortunately, there are no real shortcuts to credit repair and better credit scores.

Checking Vehicle History on a Used Car - 1:42
Credit-challenged consumers need to take advantage of used car shopping tools when looking to purchase a used vehicle. The first step is being able to trust that the car you're buying is what the seller says it is.

Car Loans After Bankruptcy - 1:41
Many of the questions we get asked have to do with qualifying for poor credit auto loans following a personal bankruptcy. In most cases, Yes you can apply for an auto loan. But only after completing a bankruptcy.

Tips on how to Boost Your Credit Rating - 1:46
If you're going to need a bad credit auto loan sometime in the near future, now is the time to begin managing your money and boost your credit rating. Your credit repair involves a successful financial plan.

New Cars with Bad Credit - 1:50
Even if you have bad credit, it's sometimes possible to finance a brand new car. Most of the dealerships that offer poor credit auto loans are actually franchised new car dealers.

Getting prepared to apply for a Bad Credit Auto Loan - 1:38
Before submitting your application for a poor credit auto loan there are a few things you'll need to know about. Like what it takes to meet the basic requirements for an approval.

Credit Disability Insurance - 1:34
Credit disability insurance is designed to cover your car payments if you become sick or injured and are unable to work. Here we explain exactly what credit disability insurance is and whether it's right for you.

Co-Signing for a poor credit auto loan - 1:34
Not all applicants with poor credit are able to establish car credit on their own. In some cases another individual with good credit is needed.

Applying on Mobile Devices - 1:43
Did you know that you can now apply for auto loans from a smart phone or other mobile device? In fact, this may be the most convenient way to find a dealer and get financed.

Will Bounced Checks Hurt my Credit - 0:46
Do bounced checks affect your credit score? A bounced check does not affect your credit rating so long as you make good on the check in a timely fashion to the company you made it out to.

No Money Down Bad Credit Auto Loans - 2:13
Are there any no money down auto loan programs available? In this video, Auto Credit Express covers the many down payment methods available when getting a bad credit auto loan.

Should I Buy Gap Insurance on My Next Car? - 1:46
Until the last loan payment, your car really belongs to the lender. This means that if you get into an accident before it’s paid off, your full coverage

Should I Buy the Extended Warranty? - 1:19
Should I buy the extended warranty on my next car? Find out about extended warranties, bad credit auto loans, and other helpful information.

Repossession and Bad Credit Auto Loans - 0:59
Does a car repossession remain on your credit report if you get the vehicle back? Yes, it definitely does remain on your credit report for up to 10 years. Here’s a situation

The Real Costs of a Bad Credit Auto Loan - 1:55
What are the real costs of a bad credit auto loan? In this video, Auto Credit Express covers the additional monthly costs to consider when choosing a vehicle.

What is a Good Credit Score? - 1:14
What is considered a good credit score for obtaining an auto loan? The higher the credit score the better, however there is no real industry standard.

Paying A Loan Off Early To Raise Your Credit Score - 0:54
Another customer wanted to make extra payments toward the principle amount he owed, and he wanted to know if it would reduce his interest rate. In this case by paying more every month

How Do I Build My Credit? - 1:07
What is considered a good credit score for obtaining an auto loan? The higher the credit score the better, however there is no real industry standard.

Using Credit Counseling Services To Fix Bad Credit - 1:01
Will a credit counseling service fix my credit? Some consumers paid so called "credit clinics" hundreds even thousands of dollars to fix their credit report. But the reality of it is only

Best Ways to Pay Off A Loan To Increase Your Credit Score - 1:05
Will paying off an auto loan immediately after you open it speedily increase your credit score? One customer in particular wanted to buy a car and had the cash to pay for it the spot.

High Interest Rate With A Bad Credit Auto Loan - 0:50
It's very important for auto loan applicants to be aware of how high the interest rate can go. This definitely will vary depending upon your credit level.

What's in My Credit Report? - 1:19
Here is a question that many people are not aware about. What information is included in my credit report? Let's begin by saying your credit report contains a number of different files that

How Can I Increase My FICO Score? - 1:10
What is the best way to increase your FICO score? If you have a parent son or daughter ask them to add you as an authorized user on a credit card account they have had open

How Can I Improve My Credit Score? - 1:04
Probably the most asked question when it comes to people with less than perfect credit is how can I improve my credit score?

Deciding to Buy or Lease a Vehicle - 1:10
The question of should I buy or lease a car is commonly asked by many individuals looking to get a new vehicle. One particular applicant with this common

Auto Loan After Bankruptcy - 1:12
If you filed for a chapter seven bankruptcy years ago, how long does it take to start living a better life in the eyes of your creditors?

Auto Loan Refinancing with bad Credit - 1:36
Applicants often ask how refinancing works. One applicant was interested in financing her car and was wondering if it would reduce her car payment in total

Customer Testimonial - Ted B. - 3:20
Recent Auto Credit Express customer, Ted, shares his experience after using our service to get financing to buy a car.

Auto Insurance With A Bad Credit Auto Loan - 1:20
So, you have decided to make the big decision of trying to get an auto loan with bad credit, but have you factored in what auto insurance will cost you

No Credit Check Car Loans - 1:52
Many car dealerships offer no credit check car loans but this type of really bad credit auto financing may not be the best choice for really bad credit.

Buy a Car or Lease a Car - 1:39
Leasing or buying a car, what's the difference? Explaining more about buying a car with bad credit.

Can I Get A Car Loan With Bad Credit - Q and A - 1:45
Car loans with bad credit can be obtained as long as you meet a few basic qualifications.

Approval For A Car Loan With Bad Credit - What are the Chances? - 1:35
Getting a car loan with really bad credit is possible as long as you make at least $1500 per month.

Auto Credit Express - A Better Business Bureau (BBB) A+ Company - 1:10
We have been providing bad credit car loans for over 15 years that comes with A+ customer satisfaction.

Using a Bad Credit Car Loan to Raise My Low Credit Score - 1:45
If you need a loan to buy a car but have a very low credit score, you can raise your credit score by getting a bad credit car loan.

Bad Credit Scams. Fixing Bad Credit. - 2:25
Advice and tips on how to avoid bad credit scams from the bad credit finance experts at Auto Credit Express.

Bad Credit Auto Loans - Auto Credit Express - 1:10
Auto Credit Express offers free consumer resources relating to finance, bad credit, auto loans, debt help, and much more.

Auto Loan Questions - Illinois Part 2 - 2:11
There are car dealers financing people with bad credit. If you have a low credit score or repossession complete our online application.

Subprime Auto Loan Financing - 3:37
Sub prime auto loans often times require less than $1000 down and the auto loan rates are similar to that of a regular auto loan.

Good Car Dealers for Bad Credit Auto Finance - 4:18
If you're buying a car with bad credit, make sure you go to a good car car dealership for bad credit auto finance.

Employee Discounts and Bad Credit Auto Loans - 2:26
You can use your employee discount for a bad credit auto loan if you work at a retailer or manufacturer such as Ford, Chrysler or GM.

Auto Loan Questions - Illinois Part 1 - 2:31
Auto Loans in Illinois for people with bad credit. Answers to specific questions about auto loans in Illinois.

Subprime Auto Lenders F.A.Q. Bad Credit Car - 4:45
Suprime Auto Lenders FAQ answered in this series. Can I get pre-approved for a car loan and go to any car dealer?

Auto Loan - What's Expected - 1:53
Four items that lenders look for when applying for an auto loan. Get answers to questions about auto loans.

Bad Credit Car Loans - Car Dealer Basic Approval Guidelines - 3:14
Bad credit car dealer questions and answers. Customer FAQ about car dealers and money down.

Auto Loan Interest Rates for People with Bad Credit & Usury Laws - 3:51
People with bad credit often get better auto loan interest rates in states with high interest rate usury caps.

Get a Car with Fast Financing, Even with Bad Credit - 1:01
Do you need a car and want to get financing? We help drivers with bad credit get auto loans every day.

Buy Now Pay Later - Buy Here Pay Here Dealers - 1:55
Learn about buy here pay here car dealers, who uses them, and what alternatives exist for car buyers who have bad credit.

Buy a Car with Bad Credit - 1:04
How to buy a car if you have bad credit. You don't have to buy a car from a buy here pay here car lot just because you have bad credit.

Bad Credit Auto Loan Websites. Who are these people? - 4:07
Before you type your personal information on a webpage make sure it's a site you can trust. This video shows you how to find out who a site is resgistered to.

Bad Credit Auto Loan Advice. Getting a Car Loan Online - 3:50
How to find out how much you would qualify for as well as information about a website's Trust Gauge.