If you live in the Nashville-Davidson area of Tennessee, you may find that it's fairly easy to walk or bike to wherever you need to go. However, if you live on the outskirts and commute in, owning a car might be necessary. Also, there's so much to see and enjoy throughout TN. Having access to private transportation would be really convenient for those weekend getaways to the mountains.

Of course, if you're one of the many residents of Music City U.S.A. who's dealing with bad credit, you may be worried about getting approved for a car loan. But, luckily, there are financing options available for buyers with credit issues. With this in mind, when you're thinking about vehicle choices, there are a few things that you should consider.

Used Vehicles to Consider Owning if You have Bad Credit in Nashville

The good news is that using an auto loan to purchase a car enables you to improve your credit just by making your payments on time. If you are in the process of improving your credit, though, it's important to have a realistic budget. So when it comes time to buy your vehicle, you'll want to consider the more affordable options available to you.

These days, it's easier than ever to find a good and reliable used car that's also very wallet-friendly. If you're in the market for this type of vehicle, here is a short list of options to consider. Each of these cars or trucks can be purchased for $20,000 or less, and a few are priced below $15,000. These vehicles are also popular among drivers and available in Nashville, TN.

The 2012 Nissan Altima

Nissan Altima

The 2012 Altima offers a balanced ride and an interior that features high-quality materials. So it makes for a good commuting car. And with decent EPA-estimated fuel economy, the Altima is also a solid choice for those weekend road trips. Finally, high reliability ratings coupled with low cost-to-own estimates make this vehicle a smart buy for budget-conscious drivers.

The 2011 Ford F-150

There are several reasons why the Ford F-150 is the best-selling vehicle both in the U.S. and in Canada. It's a good truck and it just keeps getting better. The 2011 F-150 is both comfortable and hard-working. It comes with a well-designed interior and an impressive towing capacity. This means that you can ride in style while getting the job done. The F-150 also offers very good safety scores. And, like most popular pickup trucks, you can count on it to hold its value.

The 2013 Chevrolet Impala

The best part about the Impala is that you can get a fairly recent model, fully loaded, for just under $15,000. It's also a nice option for larger families because it can carry up to six passengers and features a large trunk that can hold plenty of stuff. Critics have also been impressed with the Impala's powerful V6 engine that comes standard on all models.

The 2012 Ford Fusion

The 2012 Fusion is another car with a lot of value to offer. A base model can be purchased in most areas for under $12,000. Or, if you're looking for more bells and whistles, pre-owned versions in the highest trim levels generally run around $16,000. Test drivers have reported that, with crisp handling and good cornering abilities, the Fusion is fun to drive. This is especially true if you find one with the top-of-the-line V6 option.

The 2011 Toyota Camry

Believe it or not, it is possible to find a 2011 Camry for just under $10,000. And, like most Toyota vehicles, the Camry has very high reliability ratings. So this vehicle is a smart option for anyone with affordability in mind. You'll also save money at the pump with the Camry's good (EPA-estimated) fuel economy. If you want satellite radio, Bluetooth, navigation and heated front seats, you can have all of these things and still spend less than $15,000.

Whether you're taking the family out to see Dolly perform at the Grand Ole Opry or going to support the Vols, having your own car can make all of your commutes easier and more convenient. If one of the above models seems like it would fit your needs and budget, check with a local dealership for current pricing and availability.

Or, if you have bad credit and want to save time with your car loan approval process, Auto Credit Express can help.

Auto Loan Assistance for Bad Credit Car Buyers in Nashville

At Auto Credit Express, we understand that car buyers in Nashville are busy, including those with credit issues. You don't have time to visit every dealer in your area, hoping to find the one that can work with your situation. This is why we'll match you with a local dealership that can give you a better chance at auto loan approval.

Our process is fast and easy, and our service will cost you nothing. Applying with us also comes with no obligations, so you have nothing to lose except another day without a car. Just fill out our simple and secure online application to get started today.