This year, Easter falls on March 27th, and this has traditionally not been considered the most "egg-cellent" time of the year to make a car purchase. However, if you need to buy a vehicle this weekend, at least you will benefit from an end-of-the-month dealer scramble to meet goals. Also, if you are an informed shopper, literally any time can be a fine time to get a good deal on a car.
Do Your Research
First and foremost, if you don't know where you stand with your credit, you should hop to it. You are entitled to one complimentary copy of your credit report from each of the three primary reporting bureaus once a year. Your FICO score can also be obtained from TransUnion, Experian or Equifax (for a small fee) at any time.
Being aware of your credit rating will allow you to get an idea about what sort of loan terms you should be offered. And you will want to know what kind of loan is best for your situation. If you have good credit, it would make sense to request financing from your bank or credit union. However, if your credit is damaged in any way, you may benefit from special financing, or a bad credit car loan.
Next, you should research different vehicle types and narrow down your potential options to those that would seem to best serve your daily driving needs. Look at online reviews and the typical asking prices for those kinds of vehicles in and around your area. Also, if you have a car to use as a trade-in, it will help to look at Kelley Blue Book in order to estimate the trade-in value for your particular make and model.
Look for Easter Surprises
Hunting for good promotions and incentives on or near Easter should yield some positive results. Automotive incentives are predicted to be competitive across the board this year, and dealers are always on the lookout to sell more cars, regardless of what the season happens to be. Just glance through your local papers or search nearby dealerships on the web to find the sweet deal that is right for you and your budget.
Or, if you know that your credit score is on the low side, your primary concern may just be getting approved for an auto loan. Will you even be able to find financing? Don't worry. Auto Credit Express is ready to spring into action and help you buy a car. How? We will connect you with a dealer who is qualified to work with your situation.
A Time for New Beginnings
It is actually possible to get the car you need while gaining the perfect opportunity to start repairing your credit. After you apply with Auto Credit Express, get quickly matched with a local dealer, and purchase your new or used car, your credit will start to improve with every timely payment you make. There's no better way to ring in the spring than by breathing new life into your credit profile.
Just fill out our fast and secure online application to get started today.